flowPAY: Net Term Payment Solution

Experience more orders, faster payment, and longer credit terms

For Buyers

Buy now, Pay 60 days later.

  • Free Net-60 Payment Term

    After a simple one-time credit application, buyers can place orders within their credit line and pay 60 days later.

  • Doesn't Affect Credit Score

    flowPAY does not affect current credit line with other credit card companies. The credit check is a soft pull and will not affect your credit score.

  • Secure Service

    Experience free, safer, and faster online payment service through flowPAY.

  • Free Up Funds

    Buyers have the ability to purchase goods without paying for them upfront- freeing up funds for future purchases.

For Sellers

Offer your buyers Net-60.
Get paid within 2 days.

  • Provide Net-60

    Enroll in flowPAY and provide your buyers free net-60 payment term.

  • Get Paid In Just 2 Days

    Receive total invoice amount, less the transaction fee, within two business days once the order is shipped.

  • NO Hidden Fees

    There are no hidden fees or holdback charges. Simple pricing with low transaction fee.

  • NO Risk

    We've got your back! There are no risks associated with A/R and collections.

Payment Flow

  • STEP 1

    Buyer qualification
  • STEP 2

    Buyer places order
  • STEP 3

    Seller ships
  • STEP 4

    flowfy pays to seller
    (within 2 days)
  • STEP 5

    Buyer pays to flowfy
    (in 60 days)